Basic Benefits

Frederick Memorial Hospital is pleased to offer an array of Basic Benefits
Plans are fully or partially funded by the hospital. We offer plans and products that provide financial protection and physical well-being for employees and their family members.

FMH pays for some benefits in their entirety for eligible employees including:
• Basic Life Insurance
• Short Term and Long Term Disability Insurance
• Paid Time Off
• Employee Assistance Program
• Annual 403(b) Retirement Plan Base Contribution

Other benefits are subsidized by the hospital for eligible employees; these benefits include:
• Health Insurance including prescription drug coverage
• Dental Insurance
• Monthly 403(b) Retirement Plan Matching Contributions

Please read the enclosed section to determine which benefits best meet the needs of you and your family. The descriptions in this section provide a summary to help you understand your insurance coverage. Please refer to the Summary Plan Descriptions (SPDs) for complete plan details. The SPD can be found on the Intranet. Click on “For Employees”, “Benefits Programs”, “Plan Summaries”, and then the appropriate plan. If there is any difference between this document and the Summary Plan document, the Summary Plan document will prevail.

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